Letters to The Guardian critique recent budget measures and tax policies
Readers respond to the budget announcements, raising concerns about cost-of-living pressures and tax thresholds.

INSURANCE AND BANKING, CLEARLY EXPLAINED.
Readers respond to the budget announcements, raising concerns about cost-of-living pressures and tax thresholds.

The full reports across UK insurance and banking, newest first. Every article links to its original source.

The record crypto heist draws attention to how digital asset exchanges insure against theft and the limitations of coverage.
Readers respond to the budget announcements, raising concerns about cost-of-living pressures and tax thresholds.

The Financial Conduct Authority has issued a warning regarding an unauthorized entity cloning the details of authorized firms.

Markel Group has agreed to a reinsurance runoff transaction with Enstar Group covering underwriting years 2025 and prior.
Hadron has named John Moffatt as International Chief Underwriting Officer, subject to regulatory approvals.
In-scope pension providers face a looming deadline tomorrow to connect to the pensions dashboards ecosystem.
Pensions start-up PensionPay has changed its name to Corduroy under new chief executive Steve Donelan and is developing a decumulation app.
Professional Pensions reports on recent appointments across the pensions industry, including Leicestershire County Council Pension Fund and Standard Life.
Markel Insurance CEO Simon Wilson notes that property insurance margins are narrowing amid low catastrophe activity and softer reinsurance conditions.
Ryan Specialty reported third-quarter revenue growth of 4.7% as staff costs rose faster, reflecting a challenging market backdrop.
Precautionary outages rather than confirmed breaches are driving early PHP2Shell losses, placing broker focus on policy wordings and waiting periods.
NatWest reported a £143m increase in private banking and wealth management income for the three months to September, supported by the integration of Evelyn Partners.
The Financial Conduct Authority has issued a warning against an unauthorised clone firm operating under the name Client.octopus-firm.com.
Specialist cyber insurers are updating policy wordings to cover the personal trauma, counselling and temporary relocation costs faced by executives targeted in ransomware attacks.
Nationwide reports annual UK house price growth slowed to 0.5% in October as higher borrowing costs weighed on buyers.
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